Do I need a shipping app at all if I use Shopify Shipping?
For most stores, no. Shopify Shipping already handles rate display at checkout for the four supported carriers and prints the labels from the admin. An app earns its keep when the store needs a carrier Shopify Shipping does not integrate, service rules keyed to product tags, or a rate table that Shopify's built-in table cannot express.
Which app category matters for a store selling one product one way?
None. A single-SKU store with a flat-rate ship cost publishes a single price in the admin's shipping settings and moves on. Apps compound complexity; installing one before there is complexity to manage is a monthly bill for nothing.
Are shipping protection apps regulated insurance?
Some are, some are not. Route and Shopify's own product are underwritten by a licensed carrier and behave like insurance policies; other apps sell a merchant a self-funded promise. The distinction shows up when a claim is denied and there is no regulator to complain to.
How much do these apps cost?
The billing model is what actually differs. Rate-calculation and label apps take a monthly platform fee; tracking apps meter per shipment; protection apps pass a percentage of order value to the buyer at checkout. Two apps with the same feature list can differ tenfold on a busy store's monthly bill.
Do I still need SMKlog if I use a Shopify shipping app?
They solve different problems. Shopify apps price and print the label the store already assumed it would buy. SMKlog is the outside quote a store gets before deciding on a service, and often the cheaper label when the app's discount tier is thin.