Fill in the blanks

A return policy template built around who pays the postage

A usable return policy settles four things in order: how long the window stays open, what condition the goods must come back in, who buys the return label, and how fast the money goes back. Below is a paste-ready block with those four decisions marked as blanks, calibrated against what five large retailers published on their own sites, all read 2026-07-28.

Paste-ready clausesFive retailer policies read todayReturn postage priced live
Seller writing a return policy
Written before the first return

The clause that decides who buys the label is the one that costs money, so it goes in writing before anyone ships anything.

Shopping, not selling? If a retailer has already emailed you a paid return label, use theirs. It costs you nothing, the retailer has already settled with the carrier, and nothing on this page improves on that. Head to our rundown of retailer return labels instead. What follows is written for the person on the other side of the transaction, the one drafting the policy.

This is a drafting aid, not legal advice. Consumer-protection rules vary by state and some categories carry their own requirements, so run anything you publish past someone qualified before it goes live.

The four clauses that move money

  • Window. Count from delivery rather than from the order date. Delivery is a fact a carrier records; order date is a fact your buyer will argue about.
  • Condition. Say what unsold looks like in your category. For apparel that usually means tags attached; for tools it usually means the case and the manual came back too.
  • Postage. This is the clause with a price attached. Pick one of three: you buy the label, the buyer buys it, or you buy it and net the cost out of the refund.
  • Refund timing. Promise a count of business days that starts when the parcel is scanned back into your hands, not when the buyer says they dropped it off.
RETURNS Window. We accept returns of items delivered within [30] days. The window starts on the carrier delivery scan. Condition. Items must come back unused, in the original packaging, with [tags attached / all accessories included]. Items outside that condition may be refused or refunded in part. Return postage. [Option A: We pay. Request a return and we will email you a prepaid label.] [Option B: You pay. Buy any carrier label to the address on your packing slip and send us the tracking number.] [Option C: We pay up front and deduct $[0.00] from the refund.] Exceptions. [Custom or personalised goods / opened consumables / final-sale items] cannot be returned. Refund. We refund the item price to the original payment method within [5] business days of receiving and inspecting the return. Original outbound shipping [is / is not] refunded. Damaged or wrong item. If we sent the wrong thing or it arrived damaged, we pay return postage and replace or refund in full. Send a photo within [7] days of delivery.

Square brackets are decisions, not decoration. A policy that leaves the postage clause vague gets argued out one inbox message at a time.

What large retailers actually publish

Before setting a number, it helps to see the numbers your buyer has been trained on. Five policies, each read on its own site on 2026-07-28.

Published US return terms at five retailers, read on each retailer's own site 2026-07-28.
RetailerWindowReturn postage by mail
Walmart90 days for most items; 30 days for Marketplace seller itemsPurchases made October 1 through December 31 stay returnable until January 31
Target90 days for most itemsHoliday and limited-time-only collections may carry modified terms
Best Buy15 days for most products; 60 days for My Best Buy Plus and Total membersPrepaid FedEx label, though major appliances, TVs over 50 inches, kegerators and Soda Stream makers cannot go back by shipping
Macy's30 days of delivery or purchase for most itemsStar Rewards members ship back at no charge; everyone else has $9.99 plus tax taken out of the refund
Temu90 days of purchase, with exceptionsFirst return per order costs nothing; the second and later returns from that order have $7.99 plus tax deducted

Two patterns are worth copying. One, the window is counted in whole months so buyers can hold it in their heads. Two, three of the five charge for return postage in at least one situation, which means a paid return clause will not read as unusual to your customers.

Putting a number in the deduction clause

If you go with option C and deduct a flat amount, that amount should come from a quote rather than a guess. Here is the same 3 lb shoe box coming back to a Newark, NJ address from three cities, priced through the SMKlog calculator on 2026-07-28 at the full checkout amount.

Live SMKlog cheapest rates, 13 x 8 x 5 in box at 3 lb, three origins to Newark NJ 07102, quoted 2026-07-28.
Return originCheapest service quotedPriceWindow returned
Atlanta, GA 30303USPS Ground Advantage$8.485-6 business days
Chicago, IL 60601USPS Ground Advantage$8.485-6 business days
Los Angeles, CA 90011USPS Ground Advantage$11.045-6 business days

The spread across the country on that box was $2.56 on quote day. A single flat deduction is simpler to publish than a table, so most sellers set it near the top of their own range and absorb the difference on nearby returns. Whatever you print, print the date you priced it and revisit it when carriers file new rates.

Quote your own return lane

Match the marketplace before you write

Selling through a marketplace means its rules sit above yours. eBay's Money Back Guarantee, for one, assigns return shipping to the seller when an item does not match the listing, whatever your own policy says. Write yours to fill the gaps a platform leaves rather than to contradict it.

Say what happens to outbound postage

Most of the disputes we hear about are not about the item price. They are about whether the original delivery charge comes back. One sentence settles that permanently, and either answer is defensible as long as it was printed before the sale.

Buying the label keeps control

Buy the return label yourself and you choose the carrier, the service and the price, and the tracking lands in your own order. Our checkout accepts any from and to pair, so a customer address as origin and yours as destination is an ordinary purchase. Full terms sit on our terms page.

Return policy questions sellers ask

How long should my return window be?

Long enough to look normal next to the stores your buyer already uses, short enough that you are not holding stale stock. Read on 2026-07-28, Walmart and Target both publish 90 days for most items, Temu publishes 90 days from purchase with exceptions, Macy's publishes 30 days, and Best Buy publishes 15 days for most products and 60 for its paid membership tiers.

Who should pay for return postage?

That is your call and it belongs in writing before the first order ships. Three of the five retailers we read on 2026-07-28 charge the shopper in at least one situation, so a paid return clause is not out of step. The exception most sellers carve out is a return caused by their own error, where the seller pays.

What should the deduction amount be?

Quote it rather than guess it. On 2026-07-28 a 13 x 8 x 5 in box at 3 lb going back to Newark, NJ quoted $8.48 from Atlanta, $8.48 from Chicago and $11.04 from Los Angeles, all USPS Ground Advantage at the full checkout price. Sellers who publish one flat figure usually set it near the top of their own spread.

Is this template legal advice?

No. It is a drafting aid built from published retailer policies and our own live rates. Consumer-protection requirements differ by state and by product category, so have a qualified person review the final wording before you publish it.

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